Cafplan

Cafeteria plan

The most popular Belgian answer to salary personalisation and cost optimisation.

Book an online demo

What is a cafeteria plan?

A cafeteria plan turns a salary budget into a menu. You make the budget available as an employer, or your employee converts part of their year-end premium or bonus into it. They then pick what suits them: an electric bike, hospitalisation insurance, extra holidays, a top-up to their pension savings, and more. Their package, their choice.

Most of those benefits are exempt from social security contributions and taxes. Same gross, more net for them. Not a cent extra for you.

Cafplan wat

How to fund a cafeteria plan?

1 End-of-year premium

The most popular budget in a cafeteria plan is definitely a thirteenth month or end-of-year premium. The company’s joint committee has a hand in the possibilities here. 

2 Cash bonus

The second budget is a well-deserved bonus, characterised by its high taxes on cash. Swapping that one into benefits is an absolute no-brainer.

How to spend it?

An attractive collection of tax-friendly benefits like holidays, warrants, bikelease, carlease, pension savings, IT devices, insurances and a whole lot more.

Gone are the days when companies offered the same benefits to every employee. One size does not fit all anymore, folks.

Basket coin

The best HR investment there is.

Same cost as a thirteenth month, €800 more in the employee's pocket. Boring company phone in, brand-new iPhone out. Everybody wins.

Pool phone left

Trusted by over 1800 Belgian companies

Launching a cafeteria plan seemed very complex, but because of Payflip's expertise, efficiency and direct communication, it went off without a hitch.

Digital solution but personalized approach. Payflip guides you through the implementation and does this from A to Z. Really a fine cooperation.

"Flexible compensation fits perfectly into a series of innovative tweaks we had already put in place to strengthen our hr policy. At Payflip, I immediately felt that they really want to make a difference.

Set up faster than you can say 'cafetaria plan.'

Have a 30 minute chat with us to see how our solution could fit in your organization.

Book a live demo